B2B Invoice Discounting Platform

Unlock cash from your invoices, instantly

Connect with verified lenders competing to fund your invoices at the best possible rate. Transparent, fast, and fully anonymous until deal close.

$500M+

Invoices funded

3.2%

Avg discount rate

500+

Scored companies

Everything you need to discount smarter

Built for CFOs and treasury teams that need speed, transparency, and competitive pricing.

Verified Buyers

Every buyer is scored AAA–CCC using our proprietary quality engine so lenders can assess risk at a glance.

Anonymous Marketplace

Seeker identity is never revealed until a deal is accepted — protecting business relationships.

Competitive Bidding

Multiple lenders compete on rate, driving costs down for seekers and returns up for lenders.

Quality Scoring

PDF Auto-Extraction

Upload an invoice PDF and the system automatically parses amount, dates, and buyer details.

Rich Analytics

Real-time dashboards show pipeline health, bid activity, portfolio exposure, and more.

How InvoiceX works

From invoice upload to funded in as little as 48 hours.

Register & Get Approved

Create your account as a seeker or lender. Our admin team reviews and approves within 24 hours.

Upload Invoices

Seekers upload invoices. The system auto-extracts fields and scores the buyer instantly.

Lenders Bid

Approved invoices appear in the anonymous marketplace. Lenders place competitive rate bids.

Accept & Fund

Seekers accept the best offer. The deal is locked and capital is deployed.

Buyer quality ratings

Every invoice is graded based on the buyer's company reputation, financial size, and industry.

AAA

Prime

Top-tier blue-chip companies

Excellent

Fortune 500 leaders

Strong

Major corporations

BBB

Good

Established businesses

Moderate

Mid-market companies

Fair

Smaller enterprises

CCC

Speculative

Higher risk exposure

Ready to unlock your working capital?

Join hundreds of companies already using InvoiceX to accelerate their cash flow.